Apply in minutes without affecting your credit score!
YES when the banks say no
YES when the banks say no
10 minute approval
10 minute approval
Affordable payments
Affordable payments
Rebuild your credit
Rebuild your credit
Now you can obtain a soft loan
We’ve got you covered with affordable options to fit every budget.
Your estimated payback amount will be computed
EasyLoan
Applying won't affect your
credit score.
Featured
Get a 2% lower rate with a co-applicant
Lower your rate and get approved for more money when you borrow together.
Refer a friend and get $100
We’re here for you. Be there for them. Get $100 when you refer a friend. Visit your local branch for more details.
NEW! Introducing the goeasy Connect Mobile App
Get real-time access to your account details, payment information, and pre-approved offers so you know how much you can borrow and at what rates.
Our Products and Services
Compare our loans and choose the product that’s right for you
2%
lower rate
with a
co-applicant
Personal
Loans
Get an unsecured Personal Loan, no credit history needed, and you can pay off your loan at any time with no penalty.
Amounts from:
$5,000 - 75,000,000
Rates starting from:
5%
Terms from:
12 Months
Home Equity
Loans
Use the equity in your home to help you get access to more money, reduced rates and lower payment amounts.
Amt from:
$15,000 - $500,000
Rates starting from:
9.99%
Terms from:
72 – 120 Months
Auto
Loans
Get the car you want with pre-approved financing. Know how much you can afford and take control of buying your next vehicle.
Amounts from:
$50,000 - $500,000
Rates starting from:
11.99%
Terms from:
12 – 84 Months
Point-of-Sale Financing
Buy now and pay later at over 3000 merchants across the globe. Spread your purchase into easy monthly payments and pay over time at your favorite retailers online or in-store.
Small Business Financing
Get up to $500,000 to grow your business with solutions tailored to your needs. Simple and easy online application and your funds received in as little as 24 hours.
Value-Added Services
We offer a variety of value-added services designed to enhance your borrowing experience. With more than just loans, we’re here to help you take control of your financial future.
Point-of-Sale Financing
Buy now and pay later at over 3000 merchants across the globe. Spread your purchase into easy monthly payments and pay over time at your favorite retailers online or in-store.
Small Business Financing
Get up to $500,000 to grow your business with solutions tailored to your needs. Simple and easy online application and your funds received in as little as 24 hours.
Value-Added Services
We offer a variety of value-added services designed to enhance your borrowing experience. With more than just loans, we’re here to help you take control of your financial future.
Apply in 3 easy steps
1
Apply on the phone, online or at one of over 400 locations globally
2
Choose the loan
that’s right for you
3
Get your money
as soon as today
Putting Applicants on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
Putting Applicants on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
400+
locations
globally
758K
customers
served
94%
satisfaction
rate
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
About EVOCA Finance
Who is EVOCAFinance and what do we do?
EVOCAFinance is a non-prime lender that offers a full suite of lending products that includes installment loans up to $100,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
How much money can I borrow?
We offer Personal Loans up to $75,000,000 and Home Equity Loans of up to $500,000 with terms from 9 to 120 months.
What is the difference between EVOCAFinance and a payday loan?
Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.
What is the difference between EVOCAFinance and a bank?
We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
Where are you located?
We have over 400 locations across the globe as well as a full-service call centre to help with your borrowing and loan management needs.
What are your payment terms?
We offer personal loans with 12 months.
Stay Connected
Download the FREE evocafin Connect™ app
